To receive extra20 bonuses, you must have both an extra20 checking and an extra20 savings account (minimum opening deposit of $25 and $10, respectively). Conditions to receive bonuses: You will receive a $10 Direct Deposit bonus with direct deposits of $1,500 or more to your extra20 checking account in a service fee period. If you qualify for the Direct Deposit Bonus and you pay two bills from your extra20 checking account through the BillPay tab in Online Banking in the same period, you will receive the $10 BillPay bonus. Bonuses will be credited to your extra20 savings account on the first business day after your extra20 checking account service fee period ends. Your bonuses will be reported as interest on a Form 1099-INT in the year received. Limit 1 extra20 package per person.